Activate RTP® Instantly & Automate Real-Time Payments
How to use Why Choose TodayPayments.com for Instant RTP® & FedNow® Payment Processing?
Activate RTP® Instantly & Automate Real-Time Payments
In today’s fast-paced digital economy, businesses need instant payment solutions that improve cash flow, eliminate delays, and reduce costs. Traditional banking methods, including ACH and wire transfers, often come with processing delays, high fees, and limited operational hours.
With TodayPayments.com, you can activate RTP® instantly and enroll in automated real-time payments for Request for Payment (RfP) and instant fund transfers. Our platform provides access to both the Real-Time Payments (RTP®) network and The FedNow® Service, ensuring seamless transactions across multiple banks and credit unions in all 50 states.
Instead of using complete financial data, merchants can process transactions using a cell phone number or email address as an alias or moniker. This offers enhanced security, privacy, and operational efficiency while allowing businesses to manage multiple MIDs (Merchant Identification Numbers) for various divisions, brands, and subsidiaries.
How to Activate RTP® & Enroll in Automated Request-for-Payment (RfP)
Why Choose TodayPayments.com to Activate RTP® & Automate Real-Time Payments?
1. Real-Time Payments for Instant Transactions
- Send and receive funds instantly through the RTP® network and The FedNow® Service.
- Multi-bank processing ensures seamless payments across different financial institutions.
- No banking hours restrictions—process payments 24/7, including weekends and holidays.
2. Request-for-Payment (RfP) with ISO 20022 Messaging
- Automate payment requests with clear transaction details in a 140-character description or hyperlink.
- Custom Hosted Payment Page Integration—host on your website or TodayPayments.com.
- Alias-Based Transactions – Use a company cell phone number or email address instead of full banking details.
3. Payment Processing for Every Business Type
- Accept payments across POS, retail, wholesale, MOTO, text, mobile, email, and SMS invoicing.
- Serve sole proprietors, Schedule C 1040 filers, partnerships, LLCs, S-Corps, and C-Corps.
- Lower processing fees compared to credit card transactions while enabling instant settlements.
Key Features That Make TodayPayments.com the Premier RTP® Payment Processor
✅ QuickBooks® QBO Integration
– Automate financial tracking, reconciliation, and reporting.
✅ Multi-Bank RTP® and FedNow® Compatibility –
Access multiple MIDs across different financial institutions.
✅ FedNow® and RTP® Combined Merchant Account
Services – Process instant bank transfers, payments, and
invoices all in one place.
✅ Hosted Payment
Page with ISO 20022 Messaging – Insert payment hyperlinks into
Request-for-Payments (RfPs) for easy customer transactions.
✅ Alias-Based MID System – Assign unique
MIDs to multiple phone numbers and email addresses for maximum
flexibility.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
How to Instantly Activate RTP® & Enroll in Automated Real-Time Payments
1️⃣ Choose a Trusted RTP®
Payment Processor – Partner with
TodayPayments.com for seamless real-time payment
automation.
2️⃣ Utilize Alias-Based
Transactions for Security & Privacy – Use cell phone
numbers or email addresses instead of full banking details.
3️⃣ Enroll Multiple MIDs for Multi-Brand &
Multi-Bank Transactions – Consolidate payments across
different financial institutions.
4️⃣ Leverage
ISO 20022 for Request-for-Payments (RfP) Automation – Enable
automated invoicing, billing, and payment collection.
5️⃣
Integrate QuickBooks® QBO for Automated Accounting –
Synchronize transactions in real time for better financial
management.
Activate RTP® & Automate Payments with TodayPayments.com
Why wait for traditional ACH and wire transfers when you can send and receive funds instantly? With TodayPayments.com, businesses can activate RTP® instantly, automate Request-for-Payments, and send funds in real-time across multiple banks and credit unions.
🚀 Sign Up Today & Get Instant Payment Processing!
👉 Visit TodayPayments.com to apply now!
Creation Request for Payment Bank File
Enhance Your Activate RTP Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH
and
Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for Activate RTP payment processing pricing
